Thompson HD has substantial experience representing the policyholder in all types of insurance disputes: Property & Business Interruption (hurricane, flood, fire, explosion, etc.); Pollution/Mold; Builder’s Risk & Construction; Crime/Fidelity; Cyber; General Liability; Directors & Officers; Errors & Omissions; Professional Liability; Homeowners; Employment Practices; Political Risk; and Representations & Warranties.
Our experience negotiating & litigating coverage includes:
We have extensive experience handling property and business interruption claims for small businesses to large hotels and Fortune 500 companies.
Flood
We have worked on numerous flood claims, whether covered under first-party property policies, homeowners policies, or specialized flood policies.
Pollution/Mold
We have handled claims involving mold or pollution, as covered under general programs or specialized policies.
We understand how first-party property insurance works in the construction context, and have experience advising on and litigating these claims.
Crime/Fidelity
We have negotiated coverage under crime policies and fidelity bonds, helping clients recover significant sums for their losses.
Cyber
We have handled first and third-party claims arising from cyber and data breaches.
General Liability
We have extensive experience negotiating and litigating coverage for property damage, bodily injury and advertising injury claims — whether for traditional long-tail claims like asbestos or lead paint injuries or for copyright and trademark infringement allegations.
Directors & Officers, Errors & Omissions, Professional Liability
We have significant experience negotiating and litigating coverage for directors, officers, and companies under directors & officers, error & omissions and professional liability policy. We recognize the far-reaching business implications that invoking this coverage can create and are ready to advise C-suite clients on how to best protect their interests and the interests of their company.
Homeowners
We have substantial experience representing homeowners recover after suffering fires, water damage, and other types of property damage.
Employment Practices
We have experience counseling clients on employment practice liabilities.
Terrorism & Political Risk
We have experience with specialized political risk
coverages for companies operating in various parts of the world.
Representations & Warranties
We have represented multiple clients closing multi-million dollar transactions with representations and warranties
insurance.
Risk Mitigation Strategies
Thompson HD also counsels clients on risk mitigation strategies before a loss occurs. Thompson HD partners are experienced at auditing policy programs and working with clients and brokers to ensure a client understands how its purchased coverage will respond to the client’s exposures if the need arises.
