Thompson HD attorneys understand the various insurance coverages that protect a construction project and the finished building. We have experience representing owners, developers, general contractors, subcontractors, architects, lenders, and others with an insured interest in a project.
Contract Documents
We can review and improve the language in general contracts and all other documents that address insurance requirements.
Builder’s Risk & Property Insurance
We understand how first-party property insurance works in the construction context, especially when it comes to claim recovery, including the proper scope of exclusions for “faulty workmanship” and “wear and tear.”
General Liability Insurance
We understand how and when GL insurance comes into play, including when there is “property damage” caused by an “occurrence,” and the proper scope of the “your work” family of exclusions.
PL and E&O
We understand Professional Liability, Errors & Omissions, and other coverages for breach of professional duty, including under Architect’s programs.
OCIPs & CCIPs
We understand how owner or contractor-controlled insurance programs (or “wraps”) work in the context of large, multi-party construction projects.
Water Intrusion & Mold
We have specific experience with the common problem of construction or design defects that lead to water intrusion and sometimes mold.